{"id":101,"date":"2023-03-19T15:28:15","date_gmt":"2023-03-19T15:28:15","guid":{"rendered":"https:\/\/www.calculatorra.com\/?p=101"},"modified":"2023-07-14T17:10:04","modified_gmt":"2023-07-14T17:10:04","slug":"engagement-ring-calculator","status":"publish","type":"post","link":"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/","title":{"rendered":"Engagement Ring Calculator"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Engagement_Ring_Calculator\"><\/span>Engagement Ring Calculator<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#Engagement_Ring_Calculator\" title=\"Engagement Ring Calculator\">Engagement Ring Calculator<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#What_Is_the_Average_Size_of_a_Diamond_in_an_Engagement_Ring\" title=\"What Is the Average Size of a Diamond in an Engagement Ring?\">What Is the Average Size of a Diamond in an Engagement Ring?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#What_Is_the_Average_Cost_of_an_Engagement_Ring\" title=\"What Is the Average Cost of an Engagement Ring?\">What Is the Average Cost of an Engagement Ring?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#How_Much_Should_You_Spend_on_an_Engagement_Ring\" title=\"How Much Should You Spend on an Engagement Ring?\">How Much Should You Spend on an Engagement Ring?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#What_If_I_Cant_Afford_an_Engagement_Ring\" title=\"What If I Can\u2019t Afford an Engagement Ring?\">What If I Can\u2019t Afford an Engagement Ring?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/#Ring_Out_the_Old_and_in_With_the_New\" title=\"Ring Out the Old and in With the New\">Ring Out the Old and in With the New<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Buying an engagement ring can be challenging. There are many factors to consider, such as the 4Cs of diamonds (cut, color, clarity, and carat), how much you earn in a year, and how much you can spend. As with any significant purchase, you must consider your lifestyle, regular expenses, and debt, if any.<\/p>\n<p>Of course, you also have to take into account the kind of engagement ring that will put a smile on your partner\u2019s face. Truly, choosing an engagement ring can entail a lot of work, so it\u2019s best to be aware of a few important details when calculating the cost of an engagement ring.<\/p>\n<p>Don&#8217;t forget to check out the <strong><a href=\"https:\/\/tinyurl.com\/engagement-rings-womens\">amazing deals on Amazon for engagement rings for women<\/a>. Starting from just $19.00!<\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_the_Average_Size_of_a_Diamond_in_an_Engagement_Ring\"><\/span>What Is the Average Size of a Diamond in an Engagement Ring?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For many people, one way they can decide on which engagement ring to pick is by checking the center diamond\u2019s size. Of course, they could take the 4Cs into consideration, but for the most part, it\u2019s the size of the center diamond that they base their budget on. In this case, it pays to know the average size of a diamond, so you can have a rough idea of what you should be looking for.<\/p>\n<p>At London Gold, we have done a lot of research into the average size of an engagement ring\u2019s center diamond. Most of the available statistical data pertaining to this topic may have flaws and biases, but overall, we have found that the estimated average size of a diamond in the U.S. is 1.10 carats. In other countries such as the UK, Australia, and New Zealand, the average size of a diamond is pegged at approximately 0.70 carats.<\/p>\n<p>This is a good jumping point for those looking to purchase an engagement ring as your budget can be easier to control without overspending. However, basing your budget on the center diamond\u2019s size alone may be limiting as you might end up being dissatisfied with your diamond. While you can control your budget, you won\u2019t have control over the other details of the diamond.<\/p>\n<p>For instance, a 1.10 carat, round, D color, flawless diamond will be around the $19,000 range. However, a diamond of the same carat and cut but with a J color and an SI2 clarity will cost only $4,200. Though these have the same carats, the price can differ dramatically based on the other qualities of the diamond.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_the_Average_Cost_of_an_Engagement_Ring\"><\/span>What Is the Average Cost of an Engagement Ring?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>According to an <a class=\"editor-rtfLink\" href=\"https:\/\/www.americanexpress.com\/en-us\/credit-cards\/credit-intel\/engagement-ring-cost\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">article from American Express<\/span><\/a>, couples tend to spend $1,000 to $5,000 on engagement rings, but the average cost can amount to $6,000.<\/p>\n<p>However, basing your budget on a national or worldwide average can prove to be detrimental. Your primary consideration should always be your own financial means. While spending $5,000 for a ring might make you feel that you\u2019ve paid for a fair amount, there are those whose finances fall far below the average. On the other hand, there are couples who are more than happy to spend as much as $114,000 for a 3 carat Lunaria Oval Halo Diamond Engagement Ring.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Should_You_Spend_on_an_Engagement_Ring\"><\/span>How Much Should You Spend on an Engagement Ring?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Again, your financial means should be your primary consideration when purchasing an engagement ring. But how should you set a budget for your engagement ring?<\/p>\n<p>There have been some payment systems that have long been in place, which people use to determine the \u201ctraditional amount\u201d couples ought to spend for an engagement ring. These include the two-month system (which is perhaps the most popular), the one-month system, and the three-month system. Basically, these traditional budgeting systems take into account your yearly salary and the amount you should spend on an engagement ring will be based on your two-month, one-month, and three-month salary.<\/p>\n<p>Here\u2019s an example to make this clearer: If your yearly salary is $60,000, this is how much you\u2019re supposed to spend on an engagement ring based on these budgeting systems:<\/p>\n<p>\u25cf Two-month system: $10,000<br \/>\n\u25cf One-month system: $5,000<br \/>\n\u25cf Three-month system: $15,000<\/p>\n<p>However, this budgeting method can be outdated and inapplicable when you consider other factors such as your lifestyle and priorities. While it\u2019s extremely simple to calculate and has become somewhat of a traditional benchmark, these budgeting system\u2019s fail to take into account a modern couple\u2019s debt, expenses, lifestyle choices, and a host of other factors that can affect their financial capacity.<\/p>\n<p>Instead, what you can do is use an engagement ring budget calculator that takes into account not just your yearly salary but also your lifestyle, existing debt, frequency of travel, and how much you\u2019re willing to spend.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_If_I_Cant_Afford_an_Engagement_Ring\"><\/span>What If I Can\u2019t Afford an Engagement Ring?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Buying an engagement ring is indeed an important and meaningful step in a couple\u2019s life, but if you can\u2019t afford one, don\u2019t buy one. It\u2019s really that simple. There\u2019s no harm in waiting or saving up until you can afford to buy the ring that will make your partner happy. Remember that no item, no matter how monumental, is worth going into significant debt.<\/p>\n<p>Additionally, if you can\u2019t buy an expensive ring, you won\u2019t go wrong with a more affordable one. You can also choose to buy a setting-only ring, such as this beautiful 14K white gold Gallery Designs Solitaire Engagement Setting Only or this gorgeous 18K rose gold Isadora Vintage Cathedral Engagement Setting. This way, you can have time to save up for the center diamond and eventually find one that\u2019s suited to your budget.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Ring_Out_the_Old_and_in_With_the_New\"><\/span>Ring Out the Old and in With the New<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Though there have been \u201ctraditional\u201d ways to budget for an engagement ring, you don\u2019t necessarily have to apply them to your situation and finances when you use our <a href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/\">engagement ring calculator<\/a>. The best part about buying engagement rings these days is that there are tons of designs and price brackets you can choose from that you\u2019re sure to find one that\u2019s suited to your requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Engagement Ring Calculator Buying an engagement ring can be challenging. There are many factors to consider, such as the 4Cs of diamonds (cut, color, clarity, and carat), how much you earn in a year, and how much you can spend. As with any significant purchase, you must consider your lifestyle, regular expenses, and debt, if &#8230; <a title=\"Engagement Ring Calculator\" class=\"read-more\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/\" aria-label=\"More on Engagement Ring Calculator\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Engagement Ring Calculator - Calculatorra<\/title>\n<meta name=\"description\" content=\"The best part about buying engagement rings these days is that there are tons of designs and price brackets you can choose from that you\u2019re sure to find one that\u2019s suited to your requirements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.calculatorra.com\/engagement-ring-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Engagement Ring Calculator - 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